Working Capital Loan

Flexible financing to cover day-to-day operational expenses and fuel business growth

Apply for Working Capital Loan
Key Benefits

Key Benefits

  • Quick approval - decisions within 24-48 hours
  • Funding as fast as 1-2 business days
  • Flexible loan amounts from $10,000 to $500,000
  • No collateral required for qualified businesses
  • Simple application process
  • Competitive rates and terms
Ideal For

Ideal For

  • Inventory and stock purchases
  • Payroll and employee expenses
  • Rent and utility payments
  • Marketing and advertising
  • Equipment maintenance
  • Seasonal business needs
Requirements

Requirements

  • Business operational for at least 6 months
  • Minimum monthly revenue of $10,000
  • Personal credit score of 600+
  • Valid business checking account
  • Business bank statements (3 months)
  • Valid business registration

How Our Working Capital Loan Process Works

01.
Submit Application

Complete our simple online application in just minutes. Provide basic business and financial information.

02.
Quick Review

Our underwriting team reviews your application and provides a decision within 24-48 hours.

03.
Receive Funding

Once approved, receive your funds as quickly as 1-2 business days.

Frequently Asked Questions

What is a working capital loan?

A working capital loan is a type of financing designed to help businesses cover their day-to-day operational expenses. It provides the funds needed to keep your business running smoothly while you wait for revenue to come in.

How quickly can I get funded?

Most applications receive a decision within 24-48 hours. Once approved, funding typically occurs within 1-2 business days.

Do I need collateral?

Qualified businesses can access unsecured loans without collateral. However, larger loan amounts may require collateral.

What are the repayment terms?

Loan terms typically range from 3 to 18 months, with daily or weekly payments based on your business's cash flow. We offer flexible terms to match your business needs.