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Financing program

Working Capital Loan

Flexible financing to cover day-to-day operational expenses and fuel business growth

Apply here

A wholesaler, paying for stock before it sells.

What it gives you

Why an owner takes working capital

  • Quick approval - decisions within 24-48 hours
  • Funding as fast as 1-2 business days
  • Flexible loan amounts from $10,000 to $500,000
  • No collateral required for qualified businesses
  • Simple application process
  • Competitive rates and terms

Who it is for

What businesses use it for

  • Inventory and stock purchases
  • Payroll and employee expenses
  • Rent and utility payments
  • Marketing and advertising
  • Equipment maintenance
  • Seasonal business needs

What it asks of you

The thresholds on this one

Published per programme, because they differ per programme. Meeting them is not an approval and missing one is not a refusal — it is what the lenders in this network normally look for.

  • Business operational for at least 6 months
  • Minimum monthly revenue of $10,000
  • Personal credit score of 600+
  • Valid business checking account
  • Business bank statements (3 months)
  • Valid business registration

The application

Customize your terms. Secure funding today.

A complimentary application that takes about two minutes, no upfront cost, and no hard credit inquiry to see what you qualify for.

Rather talk to somebody first? (844) 358-6248.

Questions

What owners ask about working capital

What is a working capital loan?

A working capital loan is a type of financing designed to help businesses cover their day-to-day operational expenses. It provides the funds needed to keep your business running smoothly while you wait for revenue to come in.

How quickly can I get funded?

Most applications receive a decision within 24-48 hours. Once approved, funding typically occurs within 1-2 business days.

Do I need collateral?

Qualified businesses can access unsecured loans without collateral. However, larger loan amounts may require collateral.

What are the repayment terms?

Loan terms typically range from 3 to 18 months, with daily or weekly payments based on your business's cash flow. We offer flexible terms to match your business needs.

All six programs

This one among the six

Term Loan Solutions

A reliable, adaptable approach to secure additional working capital and expand your business operations

Working Capital Loan

Flexible financing to cover day-to-day operational expenses and fuel business growth

Equipment Financing

Flexible financing solutions to acquire the equipment your business needs to grow