Term Loan Solutions

A reliable, adaptable approach to secure additional working capital and expand your business operations

Apply for Term Loan
Key Benefits

Key Benefits

  • Fixed repayment terms
  • Predictable monthly payments
  • Competitive interest rates
  • Flexible use of funds
  • Fast approval process
  • No prepayment penalties
Ideal For

Ideal For

  • Business expansion
  • Equipment purchases
  • Inventory financing
  • Working capital
  • Real estate acquisition
  • Debt consolidation
Requirements

Requirements

  • Business operational for at least 1 year
  • Minimum monthly revenue of $15,000
  • Personal credit score of 650+
  • Valid business checking account
  • Business bank statements (6 months)
  • Valid business registration

How Our Term Loan Process Works

01.
Submit Application

Complete our simple online application in just minutes. Provide basic business and financial information.

02.
Quick Review

Our underwriting team reviews your application and provides a decision within 24 hours.

03.
Receive Funds

Upon approval, funds are deposited directly into your business account within 1-3 business days.

Frequently Asked Questions

What can I use a term loan for?

Term loans can be used for virtually any business purpose including equipment purchases, inventory, expansion, working capital, real estate, or debt consolidation.

How quickly can I get approved?

Most applications receive a decision within 24 hours. Once approved, funds are typically available within 1-3 business days.

Do I need collateral?

Collateral requirements depend on the loan amount and your business's financial strength. Smaller loans may not require collateral.

What are the repayment terms?

We offer flexible repayment terms from 1 to 5 years, with fixed monthly payments that make budgeting easier.