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Financing program

Business Line of Credit

Flexible credit line for ongoing business expenses and cash flow management

Apply here

A counter where the limit is drawn on and put back.

What it gives you

Why an owner takes line of credit

  • Access funds as needed up to your credit limit
  • Pay interest only on funds used
  • Revolving credit - repay and reuse
  • Quick approval process - decisions within 24-48 hours
  • No collateral required for qualified businesses
  • Online account management

Who it is for

What businesses use it for

  • Cash flow management and working capital needs
  • Inventory purchases and seasonal stock
  • Unexpected expenses and emergencies
  • Growth opportunities and expansion
  • Marketing campaigns and initiatives
  • Payroll coverage during slow periods

What it asks of you

The thresholds on this one

Published per programme, because they differ per programme. Meeting them is not an approval and missing one is not a refusal — it is what the lenders in this network normally look for.

  • Business operational for at least 6 months
  • Minimum monthly revenue of $10,000
  • Personal credit score of 600+
  • Valid business checking account
  • Business bank statements (3 months)
  • Valid business registration

The application

Customize your terms. Secure funding today.

A complimentary application that takes about two minutes, no upfront cost, and no hard credit inquiry to see what you qualify for.

Rather talk to somebody first? (844) 358-6248.

Questions

What owners ask about line of credit

What is a business line of credit?

A business line of credit is a flexible financing solution that allows you to access funds up to your approved limit, pay interest only on what you use, and reuse the funds as you repay them.

How quickly can I get approved?

Most applications receive a decision within 24-48 hours. Once approved, you can access funds immediately.

Do I need collateral?

Qualified businesses can access unsecured lines of credit without collateral. However, larger credit limits may require collateral.

What are the repayment terms?

During the draw period (12-24 months), you make interest-only payments. After the draw period, the balance converts to a term loan with principal and interest payments.

All six programs

This one among the six

Term Loan Solutions

A reliable, adaptable approach to secure additional working capital and expand your business operations

Working Capital Loan

Flexible financing to cover day-to-day operational expenses and fuel business growth

Equipment Financing

Flexible financing solutions to acquire the equipment your business needs to grow