How It Works - Simple Business Financing Process

Getting business funding shouldn't be complicated. Here's how we make it simple.

At Apex Lending Co., we've streamlined the business financing process to be as simple and efficient as possible. Our technology-driven approach combined with expert human guidance ensures you get the funding you need without the typical hassles of traditional lending.

Start Your Application
Business financing process
5 Minutes Application time
24 Hours Approval time
Same Day Funding available

3 Simple Steps to Business Funding

Our streamlined process gets you from application to funding faster than traditional lending, with personalized service every step of the way.

Online application process
01.
Apply Online in Minutes
  • Complete our secure online application
  • Provide basic business information
  • Upload required documents
  • No lengthy paperwork or office visits
Lender matching process
02.
Get Matched with Perfect Lender
  • Our experts review your application
  • Access to 90+ lending partners
  • Receive multiple funding options
  • Personal consultation and guidance
Funding process
03.
Receive Your Funding
  • Fast approval decisions
  • Same-day funding available
  • Direct deposit to your account
  • Ongoing support and service

What We Need from You

We've minimized documentation requirements while maintaining security and compliance standards.

Business Information

Basic details about your business including industry, time in operation, and contact information

Bank Statements

3-6 months of recent business bank statements to verify revenue and cash flow patterns

Financial Overview

Simple financial information including monthly revenue, expenses, and funding needs

Identity Verification

Business license, articles of incorporation, or other standard business documentation

Basic Qualification Requirements

Time in Business

Minimum 3-6 months in operation (varies by product)

Monthly Revenue

Minimum $5,000-$15,000 monthly revenue (varies by product)

Credit Score

Personal credit score of 550+ (exceptions made for strong businesses)

Business Type

Most business types eligible, including corporations, LLCs, partnerships, and sole proprietorships

Why Our Process is Different

No Hard Credit Pulls

Initial application uses soft credit checks that won't impact your credit score

Multiple Options

Access to numerous lenders means more options and better terms for your situation

Personal Service

Dedicated funding specialists provide personal guidance throughout the process

Transparent Terms

Clear, upfront information about terms, rates, and fees with no hidden surprises

Flexible Requirements

We work with businesses that traditional banks might decline

Fast Decisions

Quick approvals mean you can act on opportunities without delay

Ready to Get Started?

The process is simple, fast, and designed with your business needs in mind. Take the first step toward securing the funding your business needs to grow and succeed.

Begin Your Application 📞 (844) 358-6248

Speak with a funding specialist today!